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China Portfolio Insurance
Are you excited about the upside potential of China but can't pull the trigger because of the significant downside risk? Here is a way to invest in China growth and still sleep at night.
China has been the largest economy in the world for eighteen...
Internet Insurance Leads
It is a fact that more and more people everyday use the Internet to get insurance coverage. The number of online customers is massive compared to “traditional” business, and it is increasing day after day. However, as the online market grows, the...
Life Insurance - Money saving Top Topis
More and more people are buying life insurance online and the numbers seem to be doubling every two years. The reasons are clear. Prices are lower on the Internet and life insurance is fundamentally a simple insurance product.
Despite the...
Save Money By Getting A Term Life Insurance Quote Online
When deciding or choosing what life insurance is best for you, you can avoid feeling pressured into a policy by searching for a term life insurance quote online. The service is terrific and it can be a fast turnaround because you control how fast or...
Why Don't Women Have Life Insurance?
Traditionally, life insurance companies solicited men as the main breadwinners in a family to ensure, that they had adequate life insurance coverage. Now, times have changed, but the statistics on women show that great percentage of American and...
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Insurance - Tips and Hints
There are several ways to reduce your Insurance Premiums, and by
implementing these methods you can save yourself thousands a
year.
Excess
Most claims are subject to an excess which is stipulated in your
policy. If you opt for a higher excess, your monthly premiums
will be less. In an average policy the excess is usually between
750.00 and 1000.00 If you make your excess 2000.00, you will
also protect your no-claim bonus, by not claiming for small
amounts during the year, which will result in your premiums
being lowered the following year.
Market Value
The replacement value of goods, increases all the time. The only
exception is Motor Vehicles. Make sure you car is only insured
at the market value. A car you bought 5 years ago will not have
the same market value today. So check with your broker or
insurance company that you are only paying for the market value
and that it is reduced on an annual basis.
Specified Items
Most Insurance Companies require you to Insure
specific items in
your policy. i.e. - Jewellery, Glasses, Cell phones etc. Make
sure that if you no longer own these items, that you have them
removed from your policy. There's no point paying cover for
something you don't own anymore.
Security
By installing the following security measures, your are reducing
the risk of loss, and will result in reducing your monthly
premiums.
Household Burglar bars Alarm System and Armed Response Security
Gates Motor Vehicle Alarm, Immobilizer or Gear Lock Satellite
Tracking System
No-Claim Bonus
Your monthly premiums are directly related to your number of
claims you submit. The less claims you submit, the lower the
premiums. Most insurance companies offer a discount on household
and car insurance if no claims have been submitted.
Policyholders can earn such a bonus on the basis of a claim-free
history.
About the author:
Written by Dale Maxwell -
http://www.insurance-south-africa.co.za
-http://www.dialdirect-quote.co.za
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